Credit Portfolio Assistant Mandarin Speaking

Posted 21 February 2025
Salary On site - Benefits
LocationCity of London
Job type Permanent
Discipline Banking Operations
ReferencePB2102_1740163855
Contact NamePaul Butterfill

Job description

A Global bank based in London, currently seek a Credit Portfolio Assistant to join the banks Credit Management Division. This role requires 5 days in their London office

The ideal candidate will have experience in portfolio analysis and speak fluent mandarin

Key Responsibilities

  • Responsible for assessing, analysing, and managing the potential risks associated with extending credit businesses or other entities.
  • Minimise the Bank's credit-related losses by monitoring and analysing the loan portfolio and identifying early warning signals.
  • Produce reports both in Chinese and English
  • Portfolio monitoring: continuously monitor the credit portfolio to identify important message/early warning signals of distress or deteriorating credit quality by tracking and analysing the repayment patterns, financial covenants, internal rating, country risk, large exposure, and other changes related to credit risk.
  • Prepare regular reports/MI pack to the Management, committees, Head Office, regulators and other relevant stakeholders, providing updates and analysis on credit risk exposure, risk appetite metrics, and other indicators to reflect the effectiveness of risk management strategies.
  • Credit risk control: including limit reservations for derivatives and money market, and etc.
  • Credit Risk Analysis: Evaluate the credit risk impact to the Bank's loan book by monitoring and analyzing macro economy, industry/sector trends, peers performance, products, and other specific in depth analysis.

Essential Experience Required

  • Possesses a minimum of 2 years + work experience in Credit Portfolio Analysis.
  • Fluent in English and Mandarin.
  • Strong data analysis capability with tools like Excel and Power BI. Python and Access optional.