Our client is seeking a dynamic and experienced Associate to join their Asset Surveillance team specialising in Real Estate Debt. This is a permanent, full-time position offering an excellent opportunity to work on a diverse portfolio of loans, including construction finance, within a collaborative and fast-paced environment.
This role offers hybrid working and benefits.
Key Responsibilities:
Monitor and advise stakeholders on asset and loan management strategies for commercial real estate (CRE) portfolios, including performing and higher-risk loans.
Analyze borrower reports (rent rolls, operating statements, and covenant calculations) and compile periodic loan asset management and collateral reporting.
Create and manage cash flow models and forecasts.
Assess risks related to individual loans, underlying collateral, and borrowers, assigning appropriate risk ratings.
Maintain and update watch-lists for higher-risk loans, providing strategic recommendations for remedies and exit strategies.
Evaluate borrower requests for amendments, waivers, or concessions, offering detailed analysis and recommendations.
Liaise with internal and external stakeholders, including legal advisors, valuers, and property management companies.
Contribute to credit reviews and quarterly reporting deliverables.
Qualifications and Skills:
Minimum of 2 years of experience in commercial real estate debt, including familiarity with loan and security finance documentation.
Proven analytical and technical skills, with the ability to understand complex loan documents and professional reporting.
Strong organizational and time management skills with attention to detail and accuracy.
Excellent verbal and written communication skills.
Advanced proficiency in Microsoft Excel; financial modeling experience is a plus.
Ability to work both independently and collaboratively in a small team.
A tertiary qualification in Real Estate, Economics, Business, or Accounting is preferred but not required.
Additional language skills are advantageous but not essential.
Location:
Dublin, London, or Norwich
Benefits
Hybrid working, 3 days in the office, 2 days at home
